I'm not sure what else to do. I am employed, and like my job. I'm able to help mentally disabled children intergrate in general education environments. However, this position is under paid. I have overwhelming debt that I don't know where to begin with, and on top of that, don't have the means to do anything to it and I'm in my mid 20's. I aspire to be a sign interpreter for the hearing impaired. I can't wait to give back this way.
I've been kind and made mistakes; helped out loved ones and have been the one to reap the undesirable consequences from giving that help (this fortunately has not turned me into someone who frowns upon helping anyone who needs it). I've spoken with debt counselors and the likes of them, but they always always ask for money that I don't have. I feel like its a slap in the face every time. I listen and sit through their run throughs of what they do and how they would help me, then in the end...its can this amount be debited every month. Its at that point I feel myself asking, "what hope do I have?" Then there are the grants that I can't seem to figure out how to apply for, then when one looks for help, they want to SELL you a cd on what to do. Again with the money. And the student loans...Oh my goodness! They are completely unreasonable about the amounts they want you to pay monthly. I feel like screaming, "OKAY IF I PAY YOU THIS, HOW ON EARTH ARE MY SON AND I SUPPOSED TO LIVE????!!!" Then if I go back to school, I'd just be increasing the debt because I couldn't do anything out of pocket.
I look at my beautiful son and feel like I've robbed him of great opportunities I can't give him due to my unfortunate financial situation. If only they offered a "how to manage your finances and not end in the poor house" freshman course....
I'd like to have a place we can call our own, whether that be renting or owning (would like to some day). I'm an average person...no disabilities, kind, silly, and sweet with one healthy child, living at home with parents...just wanting to not be a further burden to them but unable to support a household as well as sort out my 60K debt on my income. Just wish there was someone that could give me significant help financially so that my son and I can have it better. So that I can be there for him in every way. Is it ridiculous? Does anyone know anyone itching to give a handout to an ordinary, hard working individual as myself? Anyone know Oprah's number? :o)
