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Ivanna Helper  

'Vanna help a stranger?

I'm not sure what else to do. I am employed, and like my job. I'm able to help mentally disabled children intergrate in general education environments. However, this position is under paid. I have overwhelming debt that I don't know where to begin with, and on top of that, don't have the means to do anything to it and I'm in my mid 20's. I aspire to be a sign interpreter for the hearing impaired.  I can't wait to give back this way.

I've been kind and made mistakes; helped out loved ones and have been the one to reap the undesirable consequences from giving that help (this fortunately has not turned me into someone who frowns upon helping anyone who needs it). I've spoken with debt counselors and the likes of them, but they always always ask for money that I don't have. I feel like its a slap in the face every time. I listen and sit through their run throughs of what they do and how they would help me, then in the end...its can this amount be debited every month. Its at that point I feel myself asking, "what hope do I have?" Then there are the grants that I can't seem to figure out how to apply for, then when one looks for help, they want to SELL you a cd on what to do. Again with the money. And the student loans...Oh my goodness! They are completely unreasonable about the amounts they want you to pay monthly. I feel like screaming, "OKAY IF I PAY YOU THIS, HOW ON EARTH ARE MY SON AND I SUPPOSED TO LIVE????!!!" Then if I go back to school, I'd just be increasing the debt because I couldn't do anything out of pocket.

I look at my beautiful son and feel like I've robbed him of great opportunities I can't give him due to my unfortunate financial situation. If only they offered a "how to manage your finances and not end in the poor house" freshman course....

I'd like to have a place we can call our own, whether that be renting or owning (would like to some day). I'm an average person...no disabilities, kind, silly, and sweet with one healthy child, living at home with parents...just wanting to not be a further burden to them but unable to support a household as well as sort out my 60K debt on my income. Just wish there was someone that could give me significant help financially so that my son and I can have it better. So that I can be there for him in every way. Is it ridiculous? Does anyone know anyone itching to give a handout to an ordinary, hard working individual as myself? Anyone know Oprah's number? :o)

reply to Ivanna Helper
Feeling Desperate  

About Feeling Desperate

I am a 35 year old mother to four children.  My husband works hard for a living (60-70 hours per week) but we just can't make ends meet.  I am currently looking for full-time work to try to improve our situation but I am having very little luck in this economy.  We were forced to file a Chapter 13 Bankruptcy about a year and a half ago in order to save our house.  The wage garnishment on my husband's paycheck is over $450 a week and takes up most of his check.  We are left with very little to live on or pay bills with.  Right now, as I type this, my bank account is $600 negative...mainly due to bank fees I have incurred since going negative a few days ago.  Hubby gets paid today, but his check will only cover the negative balance in the account and there will be nothing left to pay this week's bills or buy groceries.  The school tuition for my kids is due to be automatically deducted on Monday and I will not have enough money in my account.  I have shut off notices on my Gas, Electric, Water, and Car Insurance.  I will never have enough money to keep all of these things turned on.  Please, if anyone can find it in their heart to donate even a small amount....anything at all would help us out.  I have tried to find help with all of the government and charitable organizations I can find but in most cases, we don't qualify because my husband works hard and makes "too much money".  Our annual income is usually about $50,000, but that is for a family of six and in today's economy...it just isn't cutting it.  We are hardworking people, willing to work, and willing to help others out whenever we can.  We just need a little help to stay afloat until I can find full-time work.  I really need to raise a minimum of $1000...and fast.  The utilities are getting shut off the middle of next week.  If you can help at all, you can send donations through paypal to this email address....  kellymatthews1975@hotmail.com.  I promise you this is not a scam...we are real people, in genuine need of a little help and kindness.  Thank you and God Bless...
reply to Feeling Desperate
JanetLucy  

About JanetLucy

My name is Janet. My mother who is called Lucy has been single for 18 years and has struggled with me a lot in taking care of me. Its only me and my mother with no family and no friends. We have struggled a lot together all these years alone. Now we both have reached our limit.

We have been living with roommates for a while. And the current place we live at is with a family of 6 in one aparment. The man who rents us a room has been stealing money from us for two years. He has taken advantage of us being too kind and forgiven. I don't like talking about people so all i will say is that these people have stressed us enough. We can't live there anymore. They are also moving and the guy wants to over charge us rent for the small room at the new aparment.

The thing is, we really don't want to go live with them anymore. My mother and i are so tired. Badly. My mom has gotten sick ever since we moved in with them. They are renting us a closet. So you can just imagen how it feels. She has gotten sick because of so much stress she has there. I've been getting sick too and sometimes feel like running out of there shouting. Now that i'm 18 i am trying to find a job so i can help my mother out as much as i can.

But right now we are really stuck. We need donations so we can rent our own home and not struggle anymore with people. Also to pay for the doctor my mother needs. She is very sick. She can't sleep or eat at all. She started getting these leg cramps that make her shout at night. And her legs start shaking on their own. She has so much pain around her body. She is in no condition to work at all. And since we have no family or even friends to help us out. We are struggling so much.

I don't know where else to turn. I'm so desprate trying to find a job and trying to find people to help us! I don't want to see my mother sick anymore! I don't want to sleep in the floor inside a closet where my mom and i can barely fit.

All i want is to live in a peaceful place where i can see my mother smiling again and be able to pay the rent without worrying that we will end up in the street. I want to help my mom by taking her to a good doctor so they can fix her and give her the treatment she really needs. I pray everynight that everything turns out ok. But things have gotten so bad that I am losing faith.

Someone please, help me and my mother out. We truly do need help! We can't take it anymore. We want to move somewhere where we can actually sleep well and wake up without being worried. Where we can actually eat.

All i wish is for:

A job I'm able to work at.

a peaceful place to live at.

My mother getting her health back.

And secure money for the rent.

I don't wish for anything else. Someone please help us.

reply to JanetLucy
victorgomez2009  

Please Donate Money For College Or If You Have A Job I Will Take It

I am a College student working hard but unfornately i cant get enought money im looking for a job if you can get me one in the 92201 are or sorroundings let me know but if you can help me out with money that would be great my parents work a lot but have to many bills and i need cash for college but im still looking for a job if you can get me a job or donate money i would really appreciate it thank you, victor
reply to victorgomez2009
victorgomez2009  

About victorgomez2009

I am a College student working hard but unfornately i cant get enought money im looking for a job if you can get me one in the 92201 are or sorroundings let me know but if you can help me out with money that would be great my parents work a lot but have to many bills and i need cash for college but im still looking for a job if you can get me a job or donate money i would really appreciate it thank you, victor

reply to victorgomez2009
lazarus  

About lazarus

Hello, I am in need of much help due to the fact that I am a father of 4 children and in sales.  The economic downturn has cause my van to be repossessed and also my home is in foreclosure and will be auctioned off on the 18th of August 2009.  I need as much assistance as possible in a short a time as I can receive it. Pray about this matter and please respond.
reply to lazarus
HollyBrody08  

About HollyBrody08

Hi, Im a 24 year old single mother. My son is 13 months. Currently I am going to Medical school and will finish next year. Im in a rut right now...I cant pay my bills, I have financial aide through the school but I have to pay $72 per month to the school....Im not sure why, but for some reason they require that....Im good on food, I get foodstamps every month for my son and I, I receive TANF...but its only $150 per month...and I cant live on that. Im a good person...Im not one of these women that goes and gets pregnant and cant afford to raise her kid so sits on her butt all day and lives off the state and keeps having kids. I was in a 4 year realtionship and I got pregnant by accident and as soon as I did my b/friend left me. And now he's sitting in Prision. Its really hard being a single mom, but school is what is going to get me out this rut Im in. I cant wait till I finish school and am able to get a decent job. I dont have a car, I hitchhike to school every night if I cant find a ride, I cant find a part-time job...and $150 per month is not nearly enough for diapers and wipes. Im almoast $30,000 in debt. Im looking for some help right now. If theres anyone out there willing to donate some money for my son and I please get ahold of me. Im sure theres alot of people out there doing this right now, but I really need it. I hope this works. Anything helps and is greatly appreciated. Thanks so much for taking the time to read this.

HollyBrody08@yahoo.com

reply to HollyBrody08
SKH  

About SKH

Hi I am a single female from Florida desperate for help.

I am four months out from surviving a terrible Domestic Violence Incident.

I am trying to stay afloat but it is almost impossible.

I currently attend a Nursing Program and am very close to graduating.

I currently work as a waitress so I can accomadate my classes.

I am seeking donations to help me until I can pay it ahead and help others like me.

reply to SKH
JoeNeed$Help  

About JoeNeed$Help

Dear The Reader,

I am now unemployed. Really need emergency money for monthly bills and back child support. I was served to appear in court in a few weeks, they say they are going to suspend my drivers lic and put me in jail if I don't pay $3,789.31 in back child support.  I really need help, hopefully someone will come forward to help which is the America way.

Thank you all

 Joe

Address: 2500 Old Farm Rd#1024  Houston, TX 77063

reply to JoeNeed$Help
ricky9932689192  

About ricky9932689192

           I Am Oveijet Sarker. A Poor Student Of Bangladesh. I Need Money to continue my study.

                         Many People In the World Has Too Much Welth. But I Need Only 5000$ To Complit My Study. Is There Any One Who Realy Want To Donate Me This Amount To Help ? PLZ HELP ME..... Contact ricky9932689192@live.com

reply to ricky9932689192
Krystalyn24  

In serious need of help please!!!

This is the second time I am posting to try to get help for me and my daughter,no one contacted me last time and I am at a point of desperation in my life now. My name is Krystal and I have a 5 year old daughter, I had lost my job not too long ago and I am in the process of waiting to see if the goverment can do anything to help me,I filed for foodstamps,mediciad etc,but I still have not heard back from anyone.I am in desperate need of help paying my rent and getting my child what she needs to get by. Please for the love of God if there is anyone out there that can help me,even maybe send me some clothes for my child or a job offer or anything,please please help me and my daughter. Any amount of help will be great and much appreciated. I really need to pay my rent it is 600.00 ,I do not want to be on the streets with my child,she is so innocent and does not deserve this,I got laid off my job because of the economy.Please Please help us, I have a paypal account and an email if anyone would like more information to contact me. Thank you very much and God Bless!!! pyxieflesh069@yahoo.com and pyxieflesh069@paypal.com,I can show any kind of proof if need be,anything will help ,I have never had to ask or beg before,but for my daughter I will do whatever means to get her what she needs.  Please and thank you very much...

reply to Krystalyn24
down.not.out  

About down.not.out

I am a hard working mom who spent the last 15 years working hard to build a life for my family only to find my man was cheating on me. Instead of trying to work out our relationship or leave with honor he ran off with all our money and married the other women. I have a good job and could even repay a loan but because he left this way I could not pay my bills and ended up with my home in foreclosure and more and more interest acruing on my debts. My credit is ruined making it impossible to get any kind of loan from a regular lender.  My home is about ready to be foreclosed on and bill collectors are calling me every day. My life has become so stressful it is hard to drag myself out of ed every day. The hardest part is I am very proud and would rather be helping others than to be askig people to help me. This is not the life I know so inspite of how it is now I struggle to stay focused on the day when I am debt free and can start to reclaim the life I knew and start doing for others again. I am well aware my problems are only a speck when compared to others which makes it humiliating for me to ask for help. Certainly there is no reason why you or any one should help me but I would be so appreciative of any donations or a good samaritan extending me a loan so I can get back on my feet and get back to being a giver instead of a taker!!  I can be reached at bunggees@hotmail.com  Thank you for reading my woes.

reply to down.not.out
Drew2  

New Single Dad

reply to Drew2
DANIELLE5  

MY BEST FRIEND NEEDS HELP

MY BEST FRIEND FOUND OUT 2MTHS AGO THAT SHE HAS MULTIPLE SCLEROSIS SINCE THEN I WOULD SAY SHE HAS BEEN IN THE HOSPITAL A GOOD 10 TIMES. GREAT NEWS THE DOCTORS SAY THAT IF TREATED IMMEDIATLEY THEY CAN SLOW THE DISEASE SO MUCH THAT SHE COULD LIVE A NEARLY NORMAL LIFE WITH A DRUG CALLED REBIF. REBIF COSTS $20,000 A YEAR, THATS THE COST BEFORE IT GOES TO THE PHARMACY AND THEY MARK IT UP. SHE IS ONLY 24 SINCE THE 2 MTHS AGO SHE HAS LOST SIGHT IN ONE OF HER EYES AND HER BLADDER HAS STOPPED WORKING TWICE. HER INSURANCE COMPANY JUST SENT HER A LETTER SAYING THAT SHE HAS USED UP HER LIFETIME BENEFITS. SHE IS TRYING TO GET DISABLITY AND WITH THAT SHE WOULD GET A MEDICAL CARD BUT THE TIME THAT IT WILL TAKE TO GET THIS IS CRUCIAL WHAT WILL BE WRONG WITH HER WHEN TWO MORE MONTHS PASS? PLEASE HELP DIRECT ME IN A WAY TO WHERE I COULD FIND SOME HELP FOR HER I DONT WANT TO SEE MY BEST FRIEND BE CRIPPLE BECAUSE SHE WAS TOO POOR TO PAY FOR TREATMENT.   THANK YOU DANIELLE HEATH (DANIELLEHEATH3383@YAHOO.COM)

reply to DANIELLE5
AmyE  

I ONLY NEED $500.00 - PLEASE HELP ME

I am only asking for $500.00 to pay my utilities, that are behind.  I have 3 babies, that really deserve to have their basic utilities.  Can you please help us?  Thank you & God Bless!

reply to AmyE
althda  

Had to get a mother's day gift need help please someone

I had to get my mother a mother's day gift and i spent all my money on a ring she wanted i'm 18 years old and i can't work right now because immigration is fixing my documents i'm from cuba i need help my grandfather is struggling paying the morgage and i can't help him it frustrates me! please help me anything will do!







reply to althda
riddebt  

riddebt

I don't have an organization, business, or some great endeavor that I need money for.  I don't have a sad story either.  I also know that there are people in worse condition than mine, so I will let you judge. In fact, I take full responisibility for not educating myself on how money and credit worked before I entered college.  I graduated two years ago and I am still trying to fix the mess I made.  Approximately $55,000 dollars in debt. I have $35,000 in student loans, $14000 in car debt, and $6000 in medical bills (from college) and credit card debt.  I have since been enlightened by Dave Ramsey and Crown Financial Ministries on money matters.  Though I am taking aggressive steps to get out of debt, on a $2500 a month take home pay, it is going to take a painfully long time to make all these debts good.  Therefore, I am making my request known and asking for a bit of grace.  If God has put it on our heart to help me, please contact me or send mail to P.O. Box 180223, Dallas, Texas 75218.  Any help that you can give me will be greatly appreciated.  Also, I will be happy to share more info with you or send a reciept for your donations.  I would like to be debt free in my thirties so that I can change careers and spend my life educating people like myself on how to be good stewards of thier finances.  I believe that all that has happened in my life has been for a reason.

Thank you in advance.

reply to riddebt
marieloca333  

College student sinking in debt while trying to support herself

I am in my thrid year of college, on loans, and i have been supporting myself on my own for the past two years.  My mother is a single parent with four children, and after a messy divorce to my step-father, she wasn't able to keep helping me at school.  I work two to three jobs on campus (depending, right now I'm working two).  I also work as a sales associate when I go home for vacations.  The problem is that minimum wage at school is $5.15 an hour and I'm not allowed to work more than 20 hours a week (which I don't get anyway).  I started charging everything to credit cards so that I could afford to buy food and things I needed for school, and now I have about $3,000 racked up in credit card bills.  I am not one of those people that just shops, but I needed to look like everything was okay so that I didn't stress my mom out more than she already was (she also has two jobs).  I am wondering if there is anyone that would be interested in helping me out.  I am planning on paying off all this debt and staying with only one card, which I will use for emergencies only.  I am thought by my family to be very responsible.  I do well in school, and I also help out a lot with raising my sisters.  It's really embarassing for me to admit to this problem to my family.  What I really want is to pay it off as soon as possible.  I am even willing to pay the money back to whoever loans it (as long as it is without interest).  The main thing is getting rid of the debt before interest hits any worse.  Thanks so much for your time.

If you are interested in helping me out, but don't have any money to donate you can also help by following my link and signing up.  Here you can sign up to win free prizes, and all you have to do is sign up and complete 1 credit worth of offers.  I get credit for referring people and can eventually win money (which will go toward paying my debt).  The offers are mainly just free trials, but I get credit for every person who signs up through my link.

reply to marieloca333
Marvelous1  

Help Me!

SOMEONE PLEASE HELP ME!!!!

Recently, I lost my job as a Registered Nurse. Before I was laid off of my job, I was in the process of rehabbing my first home. However, my home collapsed, I lost my job and now I am stuck with a mortgage of $1000 a month to pay(in which I haven't paid for in five months).  My boyfriend left me and his unborn child for another woman. It has been about six months since of this has happened to me. I have no one to even call on to help me get through this crisis. I just found out that I may lose my baby because I am not intaking the proper nutrients needed for healthy baby. Currently, I'm living with my girlfriend who has four children and is struggling.

I need help!!If you could donate $1.00 or more to help me get out of this crisis, it would be greatly appreciated. 

reply to Marvelous1
Lisa6  

Please Help Lisa and Her Child from Losing Their Home

Hello,

I am Lisa.  Please go to my Web Site.  I really need your help. Click here to read about my stressed life.

reply to Lisa6